How I Wasted A Lot of Money With Afterpay, Klarna, and Other Pay It Later Apps

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Yes, I fell for it. I avoid credit cards and loans but the pay it later apps got me last year. They can be helpful. But they can also be traps in spending more money than you have budgeted.

According to CNBC:

Typically, these programs enable customers to buy products online and in some stores, and spread…