7+ Ways To Build Your Emergency Fund

Everyone needs an emergency fund. Relying on credit cards or those dreaded payday apps is not going to work.

Here are the best ways to build it up:

ASK FOR A RAISE

The first step is asking for a raise.

A 2024 study of 14,500 women by Indeed found that more than half of women globally have never asked for a raise. Read that again. This doesn’t have to be the case: You miss 100% of the shots you don’t make. So, if it has been a few years — or never — since you last asked for a bump in pay, consider making your case.

Be sure you can back up why you need the raise, and document your achievements and projects you have worked on.

How to Get a Raise

SELL GOLD AND SILVER

This is a trickier one because sometimes you might think you have a valuable piece. But it might turn out to be junk.

Once your pieces have been evaluated, the store representative can offer an estimate of what the jewelry is worth and how much they will pay you for it…